Need help with your down payment?

About Guild Mortgage

Guild Mortgage Co. is a nationally recognized retail mortgage lender with branches across 49 states and the District of Columbia. Since 1960, Guild has delivered the promise of home to neighborhoods nationwide through a team of local loan officers with expertise in Conventional and government loans, down payment assistance programs, home equity loans and many more products. Guild elevates the customer service experience with its mobile app, borrower portal, mortgage calculators and real-time loan updates. With a robust in-house loan servicing team, Guild helps borrowers explore and understand rates and payment options or access their home equity. To learn more, visit GuildMortgage.com.

*Turn times are estimates and cannot be guaranteed. A variety of issues or unforeseen circumstances beyond our control may extend turn times.

Guild Mortgage Company; Equal Housing Opportunity; AZ BK #0018883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; Rhode Island Licensed Third-Party Loan Servicer; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.

All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice. Guild Mortgage Company is an Equal Opportunity Employer. Guild Mortgage Company 5887 Copley Drive, Floors 1, 3, 4, 5, 6, San Diego, CA 92111; For more licensing information, please visit www.guildmortgage.com/licensing.

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You may not need as much saved as you think to buy a home.

What to expect from Guild:

A pre-approval can help you understand your options and submit an offer with confidence.

Support that strengthens your offer

Guidance beyond closing

You’re not just here for a transaction. You’ll have support throughout the process and after you get the keys.

A direct lender approach

We work directly with a wide range of loan programs, including options connected to state and local housing agencies.

Down payment assistance programs are often available to:

Send me program information

Your trust means everything to us. 

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Public service professionals, including teachers, first responders and healthcare workers

First-time homebuyers

Find out what options may be available to you

By submitting this form, I authorize Guild Mortgage LLC to deliver or cause to be delivered to me at the phone number I provided, telemarketing calls which may use an automatic telephone dialing system, an artificial or prerecorded voice or text message via telephone, mobile device (including SMS and MMS - charges may apply) and/or email, even if my telephone number is registered with any state, federal, national, or private Do Not Call (DNC) list. I understand that I am not required to provide this consent and authorization and it is not a condition to qualify for a loan or receive any good or service. Reply STOP at any time to opt out.

Buyers with moderate or lower incomes

Military service members and their families

Buying a home can feel out of reach when you’re thinking about upfront costs. Down payment assistance programs may help make homeownership more attainable. 

We’ll share a list of programs available in your area. Some offer low or zero down payment options or other forms of assistance, depending on eligibility. 

WHO THESE PROGRAMS MAY HELP

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Buyers purchasing in eligible rural areas

And more.

DOWN PAYMENT ASSISTANCE

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A smooth, well-managed process can help keep things moving forward.*

Close in as little as 30 days

Apply online, with real guidance You can complete your application online, with a loan officer available to walk you through each step.