Zero Down

Offers 3.5 or 5% in repayable down payment/closing cost assistance or 3.5% in forgivable assistance to first-time and repeat homebuyers.

Primary purchase transactions only, 96.5% FHA first mortgage paired with a 3.5% or 5% down payment assistance (DPA) repayable second mortgage or 3.5% down payment assistance (DPA) forgivable second mortgage. Minimum credit score of 600. First-time and repeat homeowners eligible. No minimum borrower contribution required. Fixed-rate loan with temporary buydown options available, borrower must meet program eligibility and qualify based on the note rate of the program. Seller participation may be required to pay for the buydown costs. Temporary buydown is applied to the first lien only.